Outstanding balance
−£0.00
Halifax · •••• 8842 · Capital repayment
£525,000 borrowed17y 9m remaining
Your property
PropIntel14 Cavendish Gardens, London
SW12 8QT · Semi-detached house · 4 bed
Estimated value
£1,060,000
+3.4% 12m
Borrowing £96,205Equity £963,795
Loan to value
9.1%
Tenure
Freehold
EPC rating
C
Last sold
£795,000 · Mar 2019
Valuation high confidence, refreshed 8 Aug 2026 from PropIntel (ref PROP-100023336956).
Rate type
4.24% Fixed
Deal ends
31 Oct 2027
Reverts to
7.74% SVR
Monthly payment
£1,184.40
Early repayment charge
3% until 31 Oct 2027
Your fixed rate ends in 14 months. On the current SVR your payment would rise by roughly £281 a month. James can start a remortgage review six months ahead.
Interest paid
£4,184.20
Capital repaid
£9,428.60
Term remaining
17y 9m
You can overpay 10% of the balance each year without charge. Overpaying £500 a month would clear the loan around 3 years early and save roughly £14,200 in interest.
Documents
Mortgage offer
ViewAnnual statement 2025/26
ViewRate switch options
ViewProperty data and valuation supplied by PropIntel, a fictional provider used for demonstration. Estimates are indicative, not a formal valuation, and do not constitute mortgage advice.