Outstanding balance
−£0.00
Paragon Bank · •••• 2317 · Interest only
£180,000 borrowed10y 6m remaining
Your property
PropIntelFlat 6, Rowan Court, Manchester
M20 2RN · Purpose-built flat · 2 bed
Estimated value
£268,000
+5.1% 12m
Borrowing £22,000Equity £246,000
Loan to value
8.2%
Tenure
Leasehold
EPC rating
B
Last sold
£225,000 · Jul 2021
Valuation medium confidence, refreshed 8 Aug 2026 from PropIntel (ref PROP-100062114820).
Rate type
5.62% Tracker
Deal ends
Tracker · no end date
Reverts to
5.62% SVR
Monthly payment
£103.10
Early repayment charge
None
Interest paid
£1,236.40
Capital repaid
£0.00
Term remaining
10y 6m
You can overpay 10% of the balance each year without charge. Overpaying £500 a month would clear the loan around 3 years early and save roughly £14,200 in interest.
Documents
Mortgage offer
ViewAnnual statement 2025/26
ViewRate switch options
ViewProperty data and valuation supplied by PropIntel, a fictional provider used for demonstration. Estimates are indicative, not a formal valuation, and do not constitute mortgage advice.